Interest in non-bank loans is currently very high. Today, we have a wide range of companies that offer not only payday loans, but also installment loans, which are easier to pay thanks to spreading debt into installments. One of such companies is Epicredit. What is worth knowing about its offer?
The Epicredit company is from Latvia and belongs to the NetCredit group. It also operates in other European countries, helping its clients obtain fast non – bank loans for any purpose. The big advantage of loans offered by Epicredit is their high sum, so when we need higher financial support, its installment loan is one of the offers available on the Polish market.
Soon, Epicredit intends to transform into Monez – it will be a new version of quick installment loans. Customers who already use the Epicredit offer will not have to make a new verification transfer to approve the terms of the contract.
In the case of loans from Epicredit, we are able to complete all formalities online. This is a great convenience for those who do not have time to visit a stationary establishment or simply do not have any points of this kind in the area.
How much can we borrow at Epicredit?
The company provides non-bank loans in the amounts from 100 to 10,000 PLN. The total repayment time of the loan is up to 24 months, i.e. the debt is repaid in 24 installments. He also offers free loans to his clients, but only to a limited sum of up to PLN 2,000, which is granted for a period of 61 days.
The maximum amount of the loan, or PLN 10,000, can be used only by regular customers who have repaid their previous liabilities to Epicredit without any problems. New customers can count on the sum up to PLN 2,000, and only from each subsequent loan we can get a larger limit.
What requirements must be met to get a loan from Epicredit?
The advantage of non-bank loans is their easy availability. In the case of Epicredit, we must be a permanent resident and working in Poland and have from 21 to 70 years of age, we must have a fixed income, as well as an account with a Polish bank and an active telephone number in one of the cellular networks.
The company indicates that it approaches each of its clients individually by assessing its application. Therefore, if it turns out that, according to her knowledge, the customer does not have sufficient creditworthiness to receive the requested amount, the company may offer a smaller amount or refuse to grant a loan.
So if you need money in a high sum, Epicredit is one of the available proposals on the Polish installment loan market. The downside, however, is the fact that the maximum amount of PLN 10,000 is available only to regular customers. If you want to get a higher amount right away, we encourage you to familiarize yourself with our offer at Aasa. We offer fast and convenient internet loans for people who need money immediately. The application can be completed online now.